Session Fees & Insurance Information
What is the fee for therapy sessions?
Individual online therapy sessions (45-50 minutes): $225
Do you take insurance?
I am not in-network with any insurance companies, however your PPO out-of-network insurance may reimburse you for some of the therapy session fee. Please contact your insurance company directly for details.
How do I use my out-of-network insurance benefits to offset the cost of therapy?
If you’d like to use your PPO health plan’s out-of-network benefits to help cover the cost of therapy, I am happy to provide you with a monthly superbill upon request.
A superbill is a receipt for therapy which includes the amount you’ve paid, the dates we met, and a mental health diagnosis. You will be responsible for the session fee at the time we meet, then you may submit the monthly superbill to your insurance plan to request partial reimbursement for therapy sessions.
Do you offer reduced fees?
Unfortunately, all of my reduced fee spots are full at this time. I do not keep a waitlist for reduced fee spots.
How often will we meet?
I strongly believe in the importance of meeting weekly for at least the first several months of therapy. At minimum, I believe weekly sessions for the first 4-6 months of therapy are necessary to help you make meaningful progress in therapy. For clients who are participating in Exposure and Response Prevention Therapy, 1-2 weekly sessions are necessary for 17-36 weeks in order to provide the most effective form of treatment possible.
What forms of payment do you accept?
You may pay for therapy sessions using major credit cards. You may be also be able to pay for therapy services with your flexible spending account (FSA) or health savings account (HSA) cards. These cards permit you to directly pay for medical services with pre-tax employment funds.
Why aren’t you in-network with any insurance companies?
Insurance companies only pay for therapy they deem to be “medically necessary.” This means I have to continually justify to your insurance company why your mental health struggles are severe enough for you to continue to receive treatment. If your insurance company disagrees, they will no longer pay for therapy. They can even (and often do) demand payments they have already made be returned to them. These are called “clawbacks.”
Insurance companies additionally create an excessive time and financial burden on therapists. As a solo therapist in private practice, I have to reduce the number of clients I work with dramatically in order to allow sufficient time to be spent completing tasks required by insurance companies. And, not only does this result in me being able to help fewer people, it is not be financially sustainable due to low insurance reimbursement rates and the potential of clawbacks.
What if I have another question about fees and insurance?
If you have additional questions that are not addressed on this page, please send me an email at torie@toriewikselltherapy.com. I'm happy to answer any questions you may have.